My airtime ran out, so I couldn't upload the full card after this one.  Will do so later so that you can get the full effect of this Christmas card. Here is the complete card above.  Once again used my new scalloped cutter and new Merry Christmas stamp.  Used white ink gel pen to create the dots on the red cardstock.  Quite effective!  I was very pleased with the end result.  Hope you like it too!